1099 in Downtown NYC? Protect Your Income & Build Tax-Free Wealth.

Local help for Lower Manhattan freelancers and founders to replace a missing employer safety net — with term, whole life, and Indexed Universal Life (IUL) options.

Local Lower Manhattan specialist who understands the 1099 income gap.

No Employer Policy Means Your Family Is on the Hook

As a 1099, your income stops if you can't work — and there's no company life policy to catch your family. We make protection simple and affordable.

Coverage That Grows With Your Hustle

Term life — maximum death benefit at the lowest monthly cost
Indexed Universal Life (IUL) — cash value linked to market indexes, tax-advantaged
Level-premium whole life to lock in a rate that never increases

Trusted, A-Rated Life Carriers

Pacific Life

Mutual of Omaha

Prudential

Lincoln Financial

AIG

Carrier availability varies. We compare quotes from multiple insurers to find your best rate.

1099 in Downtown NYC? Protect Your Income & Build Tax-Free Wealth.

Get Your Free Life Insurance Quote

No Employer Policy Means Your Family Is on the Hook

Coverage That Grows With Your Hustle

Trusted, A-Rated Life Carriers

Get Your Free Life Insurance Quote