TVMBest Relocation
Lower Manhattan
For Freelancers, Creatives & Startups

Downtown NYC 1099? Find Health Coverage That Actually Fits.

Local help for Lower Manhattan freelancers, contractors, and startup founders to find affordable individual or small-group coverage.

Local Lower Manhattan specialist who understands the 1099 hustle.

Get Your Free Consultation

No obligation. Local, licensed help.

Buying Your Own Plan Shouldn't Be a Solo Mission

Without an employer-sponsored plan, navigating individual marketplace options can feel expensive and confusing. We make it simple.

Plans Built for the 1099 Hustle

  • Individual Marketplace plans through NYSOH (New York State of Health)
  • Small-group rates for businesses with as few as 1–2 employees
  • Compare metal-tier plans side-by-side with real local network costs

Plans Cover Your Local Doctors

NYU Langone Health

Mount Sinai Downtown

NewYork-Presbyterian Lower Manhattan Hospital

Network availability varies by plan. We'll confirm your doctors are covered before you enroll.

Get Your Free Consultation

No obligation. Local, licensed help.

Call a licensed agent: (646) 481-0253

Tonya V. McPhearson

Licensed Real Estate Agent

New York State License #10401385149

Office: +1 (646) 481-0253 · Mobile: +1 (314) 755-2709

Licensed Health Insurance Broker in NY. Private insurance plans are offered through your agency, representing Advocate for Health. Not affiliated with or endorsed by any government agency.

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